{"id":1538,"date":"2021-04-15T06:35:09","date_gmt":"2021-04-15T06:35:09","guid":{"rendered":"https:\/\/micara-int.tag.newdevbox.com\/?p=1538"},"modified":"2021-04-21T05:38:09","modified_gmt":"2021-04-21T05:38:09","slug":"guide-to-owning-a-house-and-lot-property-for-ofw","status":"publish","type":"post","link":"https:\/\/micaraland.com\/real-estate-ofws\/news\/guide-to-owning-a-house-and-lot-property-for-ofw\/","title":{"rendered":"Tips to Owning a House and Lot Property as an OFW"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1538\" class=\"elementor elementor-1538\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aeb8314 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aeb8314\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-09f6949\" data-id=\"09f6949\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0110b94 elementor-widget elementor-widget-heading\" data-id=\"0110b94\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">The Guide to House and Lot Buying for OFWs<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59f14ca elementor-widget elementor-widget-text-editor\" data-id=\"59f14ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>After you&#8217;ve braved homesickness and worked hard abroad to secure your family&#8217;s future, you definitely deserve to come home to your own house and lot in the Philippines. However, <a href=\"https:\/\/micaraland.com\/real-estate-ofws\/resources\/real-estate-investment\/\">house and lot buying for OFWs<\/a> isn&#8217;t as straightforward as one wishes it to be. There are many choices to consider, several requirements to meet, and legal matters to go through. With you still based oversees, it can be difficult to handle all those for yourself.<\/p><p>Buying a lot and building your own home is one of the most important financial decisions you&#8217;ll ever make. We&#8217;re here to help you out with our tips in buying a house for OFWs.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e91382 elementor-widget elementor-widget-heading\" data-id=\"4e91382\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">OFW's Checklist Before Buying a House and Lot<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cae1df elementor-widget elementor-widget-heading\" data-id=\"1cae1df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Start with Extensive Research<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe5957d elementor-widget elementor-widget-text-editor\" data-id=\"fe5957d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Since you have lived abroad for a few years, it&#8217;s crucial to know the situation of real estate in the Philippines. <a href=\"https:\/\/www.ecomparemo.com\/info\/5-factors-affecting-property-appreciation-and-depreciation-in-the-philippines\">Factors such as your ideal location and property type<\/a> all help you narrow down your search.\u00a0 With today&#8217;s technology in the palm of your hands, you can easily search on Google to check property portals and websites of real estate developers to compare prices, browse through home models, check interest rates, and chat with professionals.<\/p><p>For instance, Micara Estates, the very website you&#8217;re on, has Cavite&#8217;s best selection of affordable residential properties \u2013 making house and lot buying for OFWs more accessible and convenient. Check out our house models complete with price and sample computations.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-faf910f elementor-widget elementor-widget-heading\" data-id=\"faf910f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Figure Out Your Finances<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe67593 elementor-widget elementor-widget-text-editor\" data-id=\"fe67593\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Once you&#8217;ve found your dream house and lot, make sure you can afford the down payment and monthly amortization fees. This is one of the most important tips in buying a house for OFWs \u2013 giving yourself an honest financial assessment. You wouldn&#8217;t want your dream house and lot to become a problem you can no longer afford in the future.<\/p><p>It also helps to compare <a href=\"https:\/\/www.imoney.ph\/housing-loan\">available financing institutions like bank financing and PAG-IBIG\/Home Development Mutual Fund<\/a>.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11407d4 elementor-widget elementor-widget-heading\" data-id=\"11407d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ready Your Documents<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88f8b6c elementor-widget elementor-widget-text-editor\" data-id=\"88f8b6c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>When getting all the necessary paperwork ready, it&#8217;s best not to procrastinate! These are some of the documents needed in an OFW&#8217;s checklist before buying a house and lot:<\/p><ul><li>Photocopy of important IDs (passport, driver&#8217;s license, etc.)<\/li><li>Signed and consularized Special Power of Attorney (SPA)<\/li><li>Proof of income<\/li><li>Proof of billing of utility bills<\/li><li>Certificate of Employment<\/li><li>Tax Identification Number (TIN)<\/li><\/ul><p><strong>Download the complete list <a href=\"https:\/\/micaraland.com\/real-estate-ofws\/wp-content\/uploads\/2021\/04\/Micara-List-of-Requirements-1.pdf\">here<\/a><\/strong>.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81e1ac3 elementor-widget elementor-widget-heading\" data-id=\"81e1ac3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Select Someone to Represent You During the Homebuying Transaction<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d928bfa elementor-widget elementor-widget-text-editor\" data-id=\"d928bfa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>As an OFW, it&#8217;s only natural for you to assign your spouse, child, sibling, or a close family member to represent you in the homebuying process. Just make sure your representative is also ready with multiple photocopies of your passport, visa, IDs, and other documents for personal identification.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5baa920 elementor-widget elementor-widget-heading\" data-id=\"5baa920\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Inspect the Property<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eed9ced elementor-widget elementor-widget-text-editor\" data-id=\"eed9ced\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Before taking the keys to your new home, make sure your representative or broker (if you have one) thoroughly inspect the property. Ask them to check for roofing problems, broken tiles, and electrical provision among others. This is just to ensure nothing is amiss before the turnover is finalized.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08f4a77 elementor-widget elementor-widget-heading\" data-id=\"08f4a77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Find Your Dream House and Lot at Micara Estates<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac55a09 elementor-widget elementor-widget-text-editor\" data-id=\"ac55a09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Now that you\u2019ve gone through our house and lot buying tips for OFWs, it\u2019s time to turn your dream into a reality.<\/p><p>Even if there\u2019s a thousand miles between you and the Philippines, the dream of having your own house and lot in your motherland is not impossible. Browse through our house models today and take the first step towards owning an affordable house and lot in Cavite with great amenities, 24\/7 security, and a welcoming community.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Guide to House and Lot Buying for OFWs After you&#8217;ve braved homesickness and worked hard abroad to secure your family&#8217;s future, you definitely deserve to come home to your own house and lot in the Philippines. However, house and lot buying for OFWs isn&#8217;t as straightforward as one wishes it to be. There are &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/micaraland.com\/real-estate-ofws\/news\/guide-to-owning-a-house-and-lot-property-for-ofw\/\"> <span class=\"screen-reader-text\">Tips to Owning a House and Lot Property as an OFW<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1654,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tips to Owning a House and Lot Property as an OFW | Micara Estates-Tanza<\/title>\n<meta name=\"description\" content=\"Buying a house and lot is one of the most important financial decisions you&#039;ll ever make. We&#039;re help to help you out with our tips in buying a house for OFWs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/micaraland.com\/real-estate-ofws\/news\/guide-to-owning-a-house-and-lot-property-for-ofw\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips to Owning a House and Lot Property as an OFW | Micara Estates-Tanza\" \/>\n<meta property=\"og:description\" content=\"Buying a house and lot is one of the most important financial decisions you&#039;ll ever make. 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